Social Security Planning

Retirement and estate planning is about love of family not just money

Do You Want a Bigger Social Security Check?

For many Americans, Social Security is their single biggest retirement asset, unfortunately, it’s rarely maximized to its full potential. With a few minor tweaks, it’s possible to both maximize your Social Security benefits. We make sure that your spouse, or other loved ones, don’t miss out on income they should have received.  Schedule a Free to learn how you can tweak the good things you’ve already been doing, or watch one of our podcasts to learn what new options are available for you.

New 2019 Social Security Timing Strategies

Yes, there are still a whole variety of timing strategies that American’s can take advantage of.  There were a few taken away by Congress several years ago, but there are still many available to Americans, and we are even some new ones for 2019.  This includes the start stop start strategy, described below, as well as others!  You can still realize the opportunity to maximize your social security income and realize the full potential of your Social Security.  Doing so means you can add to the experiences that makes retirement so great, and not miss out on experiences with family and friends.
  • Schedule a FREE Consultation to talk more while we still can–Congress can take these options away at any time as they’ve done in the past.
  • The Goal of a First Meeting  it to just get to know, your family, your goals, and to answer your questions–bring and share what information you want! 
  • If you decide you don’t want to work with us, that’s fine, we can just part as friends!
  • We’re local with deep community ties.  Click here to read some of our client reviews!
  • Great things start with simple conversations, click below to schedule a meeting, and make the first step to realizing the full potential of your Social Security income!

Income For Life Snapshot

One of the biggest questions on our client’s minds will often be “how much can I expect in income each year?” To answer this, we prepare an Income for Life Snapshot. This takes into account all of your income sources, as well as your expenses, to create an estimated schedule for what you can expect each year in retirement, and how well that will be able to pay for your expenses. This means you don’t have to go through retirement wondering where your income will come from, experience the anxiety of worrying whether you will need to reduce your lifestyle, or limit your social or lifestyle choices out of a fear of outliving your income, or not being able to keep pace with inflation. 

  • An Income Snapshot is a Review of all of your Retirement Income Sources
  •  You get to see everything listed on one page, making it a retirement plan in itself!
  • An Income snapshot tests all of your retirement income sources to make sure that they will last as long as you need them!
  • This meas you can quit wondering if you can afford to retire.  You can quit wondering whether you’re going to have the retirement income you need to maintain the lifestyle you want.
  • What you’ll know, is that we’ve mathematically tested all of your retirement sources
  • You’ll see all of your retirement Income sources and tools listed on one page.
  • We’re local with deep community ties.  Click here to read some of our client reviews!
  • Great things start with simple conversations, click below to schedule a meeting, and make the first step to realizing the full potential of your Social Security income!

Social Security Timing

One of the major questions that clients have is when to take Social Security. There is no quick and easy answer to this, as it is often times context based, depending on the goals and financial assets available to the client. With each client, we go through our Financial Review and Retirement Planning process. During this process, we carefully listen and help the client develop their set of retirement goals. By doing so, we can determine when it makes the most sense for each client to take Social Security. We can than show this on an Income for Life Spread Sheet. Learn More

Financial Review

As part of our Social Security Planning, we do a complete financial and legal review to identify the great things you’ve been doing and identifying where small improvements can be made. With Social Security benefits, we are always concerned that your agents have the proper understanding, guidance, and legal access to collect Social Security on behalf of a disabled, or ill loved one in the unfortunate event of a medical emergency. This means that you or your spouse are never cut off from this important financial tool.

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Spousal Benefits

It’s unfortunately possible for surviving spouses to take an unanticipated loss in their Social Security benefits due to the way that spousal claiming strategies work. By examining a client’s financial picture, it’s possible to identity these income gaps, and develop strategies to replace the lost income. What this means is that your spouse doesn’t have to unexpectedly lose their lifestyle upon the passing of their companion. Learn More

If you would like to maximize your most powerful financial tool in retirement to preserve your family’s lifestyle, let’s start a conversation today! Call us at (847) 592-5405 or contact us below to learn more about our retirement planning services!

Accredited Business for Retirement and Estate Planning

What Our Clients Say

Trust and a Solid Reputation can only be earned with time, experience and performance.  If you’re looking for a retirement and estate planning firm to help provide your family with guidance, than we hope you begin your search by reading some of our testimonials below, to see if our client’s experiences are what you are looking to find.  We can talk about how hard we work to provide the best service possible, but it has much more meaning when it comes from the folks whom we have planned for in the past.

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